California is a fault-based car accident state with pure comparative negligence insurance laws. This type of system requires car accident victims who seek compensation to file claims against the insurance of the driver responsible for the accident. To protect California drivers from personal liability, California requires all drivers to carry at least the state’s minimum car accident insurance or leave a deposit for…
A car accident claim in a fault-based insurance state like California can quickly become complex. Under California’s pure comparative negligence insurance system, an insurance company investigates the accident with protecting profits as their motive. This means they could assign an undue percentage of blame to you as an injury victim so they can reduce the compensation by your percentage of fault. For this…
Suffering a sudden injury sends your life spinning in a new undesirable direction, with unfortunate repercussions on all aspects of living, including financial strife, painful medical procedures, and lengthy recovery times. In the worst cases, a serious injury could result in long-term consequences or permanent disability. The paperwork process, investigations, and negotiations associated with a personal injury claim in California’s fault-based insurance state…
California is one of the majority of states with fault-based insurance laws for car accident claims. Under the state’s pure comparative negligence laws, it matters who caused or contributed to the accident. If you’ve suffered injuries and property damage in a California car accident through no fault of your own, you might expect the insurance company of the negligent or reckless driver to…
No one plans on an accident, yet about four thousand fatal car accidents occur in California each year—a high number second only to Texas. Because traffic accidents are unfortunately common, California requires drivers to carry at least the minimum car insurance requirements, including $15,000 in injury coverage per person, $30,000 in total injury coverage per accident, and $5,000 in property damage. Drivers who…
Car accidents are physically, emotionally, and financially distressing to all involved, especially when one or more motorists suffer injuries. Obtaining compensation after an accident cannot erase the pain and trauma, but it does relieve immediate financial hardship and brings car accident injury victims in California a sense of financial accountability and justice. One of the first questions a car accident victim asks when…
After an accident, an injury victim faces an overwhelming array of challenges, including physical pain, emotional distress, and often resulting financial hardship. The additional distress of learning that the driver responsible for a collision is uninsured leaves many car accident victims in California bewildered and unsure where to turn. Fortunately, a motorist or pedestrian hit by an uninsured driver in a collision in…
California is one of the top bucket-list motorcycle destinations in the world with its iconic routes, endless miles of coastline, cultural landmarks, and bustling urban meccas. It’s also a motorcycle-friendly state for motorcyclists to ride to work and school daily due to the year-round temperate climate. But before embarking on your dream road trip along the Pacific Coast Highway or buying a motorcycle…
When pursuing legal recourse after a personal injury, time is of the essence. Personal injury cases in every state in the US are governed by statutes of limitations, which are legal provisions that set strict deadlines for filing claims after an injury occurs. As defined by Cornell Law School, a statute of limitations is a “law that bars claims after a certain period…
California is one of 13 states with a fault-based insurance system that operates under pure comparative negligence law. This system allows injury victims to recover compensation for injuries caused by another party even if they contributed to the cause of the accident or the severity of the injuries. While some states have no-fault insurance laws and others use a modified comparative negligence system…
